This App gives you 9 distinct steps to calulate your zakat.1.Value of Gold.2.Value of Silver.3.Cash in Hand and in Bank A/c.4.Refundable Deposits (e.g. Rented Apartment). 5.Non-Delinquent Loans (Money You Loaned to Others) 6.Business Cash on Hand, In Bank, Business Investments, Invoices Due, Business Inventory, etc. 7.Net Value of Property (Excluding Personal Residence).8.Stocks, Shares, Bonds and Pension Plans, etc. 9.Total Liabilities (Deduct).